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SNAP : Basic Property Insurance Program
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Basic Property Insurance Program

Summary: Most property owned or under the care, custody and control of the University is automatically insured under this basic Property Self-Insurance Program. Some property is covered by special programs.

Coverage:

Most University property is automatically covered, i.e. buildings, office furniture, photocopiers, computers, etc. However, coverage is limited to the terms and conditions of the program. For details of coverage, see Section IV of BUS-81 .

Deductibles:
  • $5,000 per occurrence for water damage (90% of claim funded for losses in excess of $50,000)
  • $5,000 per occurrence for fire or theft
  • $1,000 per occurrence for forced entry theft and all other covered losses.

Premiums:

Premiums are billed by Office of the President Risk Services (OPRS) and distributed across the campus.

Filing a Claim:


Departments are required to report the damage/loss as soon after the incident as possible and promptly file a claim. Risk Management investigates and processes all claims in conjunction with OPRS. OPRS determines which deductible will apply.

For additional information, please refer to the Insurance Main Menu.

Need an expert? Rick Coulon, Risk Manager, (949) 824-7419 or Quyen Levan, (949) 824-3257

Notice: University policies supersede information in this document.


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